Copilot prompts for financial advisors

Create a copy-paste AI prompt pack for a financial advisor serving [CLIENT SEGMENT] under [FIRM, JURISDICTION, AND COMPLIANCE CONSTRAINTS]. The work I want help with is [PRIMARY WORKFLOW], and my approved source materials are [APPROVED INPUTS AND POLICIES].

Produce exactly 6 prompts, each 120 to 170 words, for these tasks:
1. Prepare a client-review meeting agenda and questions.
2. Convert approved meeting notes into a factual internal summary and follow-up draft.
3. Explain a planning concept in plain language for a client.
4. Identify missing information and planning questions before an analysis.
5. Create a compliant first draft of an educational market or planning update.
6. Perform a quality-control review of a draft communication.

For each prompt, include a clear use case, 3 to 5 bracketed inputs, the exact requested output, and a required review section. Build in these safeguards: no personalized investment recommendation, trade instruction, suitability determination, tax conclusion, legal advice, performance guarantee, fabricated market data, or fabricated client facts. Require removal or masking of personally identifying information before external AI use. Require the model to distinguish facts supplied by the advisor from assumptions and to flag items requiring principal, compliance, tax, legal, or investment-team review.

Make the prompt pack useful for actual advisor workflows, including client goals, time horizon, liquidity needs, concentration, risk capacity, beneficiary or estate coordination, and implementation status where relevant. Before answering, check that each prompt is distinct and that no prompt asks the AI to make a regulated judgment. Ask up to 3 clarifying questions only if a required input is missing.

Using only [DE-IDENTIFIED CLIENT FACTS] and [APPROVED PLANNING MATERIALS], prepare an internal meeting brief for a [CLIENT SEGMENT] review meeting. Produce: known facts, changes since the last review, open planning questions, discussion agenda, documents to request, and items needing specialist input. Cover goals, cash flow, liquidity, insurance, estate coordination, taxes, and portfolio implementation only when relevant. Do not recommend securities, allocation changes, tax actions, or legal actions. Label every inference as an assumption and flag missing facts. Follow [FIRM COMPLIANCE RULES].

Draft a client education piece about [PLANNING TOPIC] for [AUDIENCE], using only [APPROVED SOURCE MATERIAL]. Produce a 450-word plain-language article with an opening context, three accurate concepts, two questions clients can discuss with their advisor, and a neutral closing. Define technical terms, state material limitations, and avoid forecasts, guarantees, individualized recommendations, tax conclusions, legal advice, and calls to transact. Include a “compliance review needed” list identifying claims, disclosures, and citations to verify under [FIRM RULES]. Do not invent statistics or sources.

Review this proposed advisor communication: [DRAFT]. Apply these constraints: [FIRM RULES AND REQUIRED DISCLOSURES]. Return a table with the original passage, issue type, why it may be misleading, unsupported, personalized, promissory, or incomplete, and a conservative suggested revision. Check for performance claims, certainty language, omitted risks, unsuitable calls to action, unapproved data, privacy exposure, and tax or legal statements. Do not approve the communication or replace compliance review. Identify any claim that needs source verification.